How to increase your State Pension if you reach State Pension age between 6 April 2008 and 5 April 2010, or between 6 April 2010 and 5 April 2015
If both the following apply:
- you have recently reached State Pension age or will soon do so
- you are not expecting a full basic State Pension
Then from 6 April 2009 you may be able to improve your State Pension by paying up to six extra years of voluntary (Class 3) National Insurance contributions for years going back to 1975.
This is in addition to the opportunity you have already to pay voluntary contributions for the last six tax years.
These guides tell you about your options.
How to increase your State Pension if you reach State Pension age between 6 April 2008 and 5 April 2010. Buying additional voluntary National Insurance contributions
Men born between 6 April 1943 and 5 April 1945.
Women born between 6 April 1948 and 5 April 1950.
How to increase your State Pension if you reach State Pension age between 6 April 2010 and 5 April 2015. Buying additional voluntary National Insurance contributions
Men born between 6 April 1945 and 5 April 1950.
Women born between 6 April 1950 and 5 October 1952.
You can request copies of The Pension Service's guides to be sent to you by post. You can order copies online or order copies by phone
Our guides are also available in Welsh and in other languages, and in Braille or on audio cassette
How to read or print guides and forms
To read the guides online, or to print them, you need to have Adobe Reader installed on your computer. If you don't already have Adobe Reader, you can download Adobe Reader from the Adobe website
Alternative ways to read our guides
If you use screen reader software or an audio-enabled web browser, Adobe provides a free online tool that you can use to convert the guides to a plain text format.
To use Adobe's online tool:
1. Find the link on this website to the guide you want to read, and copy it
2. Go to Adobe's online tool
3. Follow the instructions onscreen
The tool will display your chosen guide as a web page (HTML) or as plain text.
You can read more about Adobe Reader and accessibility on the Adobe website